Conventional
Home Loans
Who can benefit from a conventional loan?
Conventional loans are offered by private lending investors and are available in fixed and adjustable interest rates with varying terms, but in the current lending environment 15 and 30 fixed rate terms are the norms. As long as you can meet the down payment requirements for this loan type, it is a fantastic option for any home buyer.
Loan Program Details
- 5% minimum down payment requirement
- Maximum loan amount of $766,550
- Seller concession are limited up to 3-9% of sales price (call for details)
- PMI (Private Mortgage Insurance) required over 80% Loan To Value (LTV).
- Additional options are available
Mortgages Made SIMPLE
Get Pre-Qualified Today!
Start the loan application and get pre-qualified today.
What Our Clients Say
Trusted by Many, Loved by All
Travis was great and was available to answer my questions in a respectful and timely manner. Was new to buying a house and felt at ease dealing with Travis and his group.
Craig Fischer
Travis and his team were just amazing to work with when purchasing our home. We are first time homebuyers and they walked us thru each process. They are very professional, kind and communicate so quickly. They were able to get us closed on our first home and we couldn’t be more thankful!!
Diana Gidenko
Travis and the team at USA Mortgage were super friendly and professional and patient in answering all my questions. They made what could have been a very stressful situation easy and stress free. I highly recommend using Travis Bell and USA Mortgage!
Michelle S
Absolutely wonderful to work with. We have bought 2 houses using Travis as our broker and both times everything went very smoothly and we were even able to close earlier than expected. Would 100% recommend working with him!
Rebekah Woolery
Travis is awesome to work with and will go the extra mile to make sure your home buying or refi process run smoothly on his end. Great personality as well which makes everything easier. He is very attentive and if he doesn’t answer his phone right away expect a call back within minutes. Highly recommend his services!!
Craig Golmen
Wonderful mortgage loan officer. Kept us updated throughout the process, answered all questions, returned phone calls or answered text messages quickly. Travis made this mortgage experience very pleasant, easy and fast. Thank you Travis Bell! You are the greatest!