MHDC and
MHDC NExT STEP Loans
Who can benefit from these loans?
Homebuyers looking for down-payment assistance.
MHDC
- Depending on your base loan program, a down payment may be required
- Gifts allowed
- Purchase price limits
- Non-targeted $481,176 – $616,111
- Targeted $588,104 – $753,024
- Min. credit score 640
- Seller concessions up to 3-6%
- Cash assistance of 4% of loan amount (ask your mortgage loan originator for more details)
- Income Limits (Springfield, MO)
- 1-2 people: $85,600 (Non Targeted)
- 3+ people: $98,440 (Non Targeted)
- 1-2 people: $102,720 (Targeted)
- 3+ people: $119,840 (Targeted)
MHDC Next Step
- Depending on your base loan program, a down payment may be required
- Gifts allowed
- Purchase price limits
- Targeted $588,104 – $753,024
- Min. credit score 640
- Seller concessions up to 3-6%
- Cash assistance of 4% of loan amount (ask your mortgage loan originator for more details)
- Income Limits
- 1-2 people: $102,720 (Targeted)
- 3+ people: $119,840 (Targeted)
*For more information about targeted and non targeted areas, please visit website: www.mhdc.com
Mortgages Made SIMPLE
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What Our Clients Say
Trusted by Many, Loved by All
Travis was amazing to work with. We just bought our first house and it has been a process as I had a few things to take care of first. Travis helped us through the whole process and never got tired of my millions of questions. He was very responsive and really cared about helping us get into the house we wanted. I would 1000/10 recommend working with Travis.
Amanda Morris
Travis and his team were awesome! We highly recommend them because they made our home buying experience so easy! They are professional, knowledgeable and go the extra mile for their clients!
Karen Groeneweg
Travis was always very informative and courteous of my time. I appreciate how easy the whole team at Keller Williams and USA mortgage made my process of buying a home 🙂
Brianna Waite
Travis and his team have been so great to work with! They have been supportive throughout the entire journey and have always been quick to answer every question along the way. As first time home buyers, it’s been wonderful to have such positive people to work with.
Erin Porter
I had such a great experience with Travis I purchased a house through him twice! He’s super great, friendly, and quick at responding to phone calls and text.
Kevin Cash
Travis is awesome to work with and will go the extra mile to make sure your home buying or refi process run smoothly on his end. Great personality as well which makes everything easier. He is very attentive and if he doesn’t answer his phone right away expect a call back within minutes. Highly recommend his services!!
