USDA
Home Loans

Who can benefit from a USDA loan?

Loan Program Details

No down payment* is required on these loans. You can go up to 100% financing* and you can finance closing costs into the loan as well as long as the property appraises for enough.
The seller concession is limited up to 6% of the sales price.
Finance closing costs, if market value is sufficient
Gifts permitted for closing costs
Not limited to first time home buyers
Homes must be located in an eligible area as defined by the USDA
Borrowers must meet income limits
Borrower must not own any other properties (call us for exceptions)
Low annual annualized monthly guarantee fee keeps monthly payments lower than loans with traditional mortgage insurance

*100% LTV of the appraised value plus the guarantee fee.

Mortgages Made SIMPLE

Get Pre-Qualified Today!

Start the loan application and get pre-qualified today.

What Our Clients Say

Trusted by Many, Loved by All

Travis @USA Mortgage has been the absolute best during my first time home buying experience. He was patient, thorough with all communications, and always very positive!!! I would 100% recommend him and his team

Amy Eagle

If it was possible I would give Travis and his team 10 stars. Absolutely phenomenal experience and they made the home buying experience very easy. If you are reading this and trying to decide where to send your business then this is your sign to go with Travis.

Zak Lutgen

Travis was very helpful throughout the entire process. He and his team were easy to work with and always very responsive. Would recommend for any mortgage process.

Jill Finney

Travis was great to work with! He answered all my questions and helped us get to closing quickly! Highly recommend!

Brittany Kiger

Travis was amazing to work with. We just bought our first house and it has been a process as I had a few things to take care of first. Travis helped us through the whole process and never got tired of my millions of questions. He was very responsive and really cared about helping us get into the house we wanted. I would 1000/10 recommend working with Travis.

Amanda Morris

TRAVIS Bell, Is my loan originator. As a realtor, i always need a lender i can trust to get the job done and do it fast! My clients need to be able to contact to get thru the tough stuff! Thanks Travis! Great job!