FHA
Home Loans
Who can benefit from an FHA loan?
- Borrowers with lower or no credit scores who can’t qualify for conventional loans.
- Borrowers who can’t put 5% minimum down payment. A lot of first time home buyers.
- Clients with higher debt to income ratios and can’t qualify with conventional.
- Someone who wants to buy multifamily homes and owner occupy one unit with low down payment.
- Clients who can’t qualify with debt to income and need a co-signer.
- Clients who are getting gift money for their down payments.
Loan Program Details
- 3.5% minimum down payment requirement
- Max loan amount will be $498,257
- Upfront Mortgage Insurance premium financed into the loan
- Condominiums are FHA Single Unit Spot Approvals
- No income limits
- Seller concessions up to 6% of sales price
- Gifts allowed
Mortgages Made SIMPLE
Get Pre-Qualified Today!
Start the loan application and get pre-qualified today.
What Our Clients Say
Trusted by Many, Loved by All
Travis was well detailed and communicated amazingly throughout the entire process up till closing. Even when there was an unforeseen delay with closing dates he was quick to work on it to get things in order. Would recommend to anyone!
Aaron Long
Travis was always available for questions and helped break down the steps of the process in a way that was easy to understand. I appreciate his time and expertise during our experience.
Ashland Hankins
Travis did a great job with our home buying process. He kept us up to speed and took care of everything in a timely manner. Thank you USA mortgage and Travis Bell!
Crystal Konrad
The clients came to me as pre-approved buyers. I was not a part of the approval process, but the closing was very smooth! Travis’s processor kept in touch the whole time and kept me, as the realtor, informed throughout the process.
Christi Fox
If it was possible I would give Travis and his team 10 stars. Absolutely phenomenal experience and they made the home buying experience very easy. If you are reading this and trying to decide where to send your business then this is your sign to go with Travis.
Zak Lutgen
Travis was amazing, we started talking 7 months ago and he told me then we would have a home. He held up to his end. He is very easy to talk to and get ahold of.
