FHA
Home Loans
Who can benefit from an FHA loan?
- Borrowers with lower or no credit scores who can’t qualify for conventional loans.
- Borrowers who can’t put 5% minimum down payment. A lot of first time home buyers.
- Clients with higher debt to income ratios and can’t qualify with conventional.
- Someone who wants to buy multifamily homes and owner occupy one unit with low down payment.
- Clients who can’t qualify with debt to income and need a co-signer.
- Clients who are getting gift money for their down payments.
Loan Program Details
- 3.5% minimum down payment requirement
- Max loan amount will be $498,257
- Upfront Mortgage Insurance premium financed into the loan
- Condominiums are FHA Single Unit Spot Approvals
- No income limits
- Seller concessions up to 6% of sales price
- Gifts allowed
Mortgages Made SIMPLE
Get Pre-Qualified Today!
Start the loan application and get pre-qualified today.
What Our Clients Say
Trusted by Many, Loved by All
Travis @USA Mortgage has been the absolute best during my first time home buying experience. He was patient, thorough with all communications, and always very positive!!! I would 100% recommend him and his team
Amy Eagle
Travis was very helpful and knowledgeable throughout the process of buying our home! He was always available to answer any questions we had and helped the closing process go smoothly!
Taylor Major
Travis was a true pleasure to work with. I appreciated his no nonsense approach to getting my loan done. It was so much easier than I thought it would be thanks to Travis. I would highly recommend anyone looking to purchase a home to reach out to Travis Bell and his great team.
Michael George
Travis and his team were awesome! We highly recommend them because they made our home buying experience so easy! They are professional, knowledgeable and go the extra mile for their clients!
Karen Groeneweg
I knew exactly what was happening at all times. The whole process was painless and everyone I worked with were thoughtful and professional. We love our new home and highly recommend working with Travis and his team.
Tim Caldwell
Travis Bell and his team are great! They got my house for me and it wasn’t an easy one! Thanks to Travis and Victoria!!!