Conventional
Home Loans
Who can benefit from a conventional loan?
Conventional loans are offered by private lending investors and are available in fixed and adjustable interest rates with varying terms, but in the current lending environment 15 and 30 fixed rate terms are the norms. As long as you can meet the down payment requirements for this loan type, it is a fantastic option for any home buyer.
Loan Program Details
- 5% minimum down payment requirement
- Maximum loan amount of $766,550
- Seller concession are limited up to 3-9% of sales price (call for details)
- PMI (Private Mortgage Insurance) required over 80% Loan To Value (LTV).
- Additional options are available
Mortgages Made SIMPLE
Get Pre-Qualified Today!
Start the loan application and get pre-qualified today.
What Our Clients Say
Trusted by Many, Loved by All
Travis and his team made our mortgage process easy and painless. Which is probably not an easy task in today’s market. Many thanks!!
Erin Canton
Travis was of great help to purchase my first home! He was informative, had great communication, and truly worked hard with best interest for his valued client (me!). I’d highly recommend him.
Benji Bowman
Travis did a great job with our home buying process. He kept us up to speed and took care of everything in a timely manner. Thank you USA mortgage and Travis Bell!
Crystal Konrad
Travis and the team at USA Mortgage were super friendly and professional and patient in answering all my questions. They made what could have been a very stressful situation easy and stress free. I highly recommend using Travis Bell and USA Mortgage!
Michelle S
Travis Bell is amazing. He will answer all of your questions and does return your phone calls. He makes a pleasure to do buisness with. I would recommend him every time.
Adam Knox
Travis was very helpful and knowledgeable throughout the process of buying our home! He was always available to answer any questions we had and helped the closing process go smoothly!
