Conventional
Home Loans
Who can benefit from a conventional loan?
Conventional loans are offered by private lending investors and are available in fixed and adjustable interest rates with varying terms, but in the current lending environment 15 and 30 fixed rate terms are the norms. As long as you can meet the down payment requirements for this loan type, it is a fantastic option for any home buyer.
Loan Program Details
- 5% minimum down payment requirement
- Maximum loan amount of $766,550
- Seller concession are limited up to 3-9% of sales price (call for details)
- PMI (Private Mortgage Insurance) required over 80% Loan To Value (LTV).
- Additional options are available
Mortgages Made SIMPLE
Get Pre-Qualified Today!
Start the loan application and get pre-qualified today.
What Our Clients Say
Trusted by Many, Loved by All
Travis and Victoria have been absolutely amazing to work with. I honestly couldn’t have picked a better mortgage company to go with. They always kept me informed with what was going on and always answered any questions I had in a timely manner. They made the process really easy and stress free!
Christy Flinn
Travis was very helpful and knowledgeable throughout the process of buying our home! He was always available to answer any questions we had and helped the closing process go smoothly!
Taylor Major
Travis and his team made our mortgage process easy and painless. Which is probably not an easy task in today’s market. Many thanks!!
Erin Canton
Travis Bell is amazing. He will answer all of your questions and does return your phone calls. He makes a pleasure to do buisness with. I would recommend him every time.
Adam Knox
We had a wonderful experience with Travis and USA mortgage. They were always there to answer any questions we had and help us in every step toward purchasing our new home.
Nathan Butcher
I had such a great experience with Travis I purchased a house through him twice! He’s super great, friendly, and quick at responding to phone calls and text.