Conventional
Home Loans
Who can benefit from a conventional loan?
Conventional loans are offered by private lending investors and are available in fixed and adjustable interest rates with varying terms, but in the current lending environment 15 and 30 fixed rate terms are the norms. As long as you can meet the down payment requirements for this loan type, it is a fantastic option for any home buyer.
Loan Program Details
- 5% minimum down payment requirement
- Maximum loan amount of $766,550
- Seller concession are limited up to 3-9% of sales price (call for details)
- PMI (Private Mortgage Insurance) required over 80% Loan To Value (LTV).
- Additional options are available
Mortgages Made SIMPLE
Get Pre-Qualified Today!
Start the loan application and get pre-qualified today.
What Our Clients Say
Trusted by Many, Loved by All
Travis was very helpful and knowledgeable throughout the process of buying our home! He was always available to answer any questions we had and helped the closing process go smoothly!
Taylor Major
Travis was always very informative and courteous of my time. I appreciate how easy the whole team at Keller Williams and USA mortgage made my process of buying a home 🙂
Brianna Waite
If it was possible I would give Travis and his team 10 stars. Absolutely phenomenal experience and they made the home buying experience very easy. If you are reading this and trying to decide where to send your business then this is your sign to go with Travis.
Zak Lutgen
Travis and his team were great to work with. My situation is tricky and he got me approved, communicated with me throughout the process, and kept everything on track to close on time. I would definitely recommend him for you loan needs.
Carolyn O’Brien
Travis Bell and his team are great! They got my house for me and it wasn’t an easy one! Thanks to Travis and Victoria!!!
Rebecca Vanderhoof
Travis @USA Mortgage has been the absolute best during my first time home buying experience. He was patient, thorough with all communications, and always very positive!!! I would 100% recommend him and his team