FHA
Home Loans
Who can benefit from an FHA loan?
- Borrowers with lower or no credit scores who can’t qualify for conventional loans.
- Borrowers who can’t put 5% minimum down payment. A lot of first time home buyers.
- Clients with higher debt to income ratios and can’t qualify with conventional.
- Someone who wants to buy multifamily homes and owner occupy one unit with low down payment.
- Clients who can’t qualify with debt to income and need a co-signer.
- Clients who are getting gift money for their down payments.
Loan Program Details
- 3.5% minimum down payment requirement
- Max loan amount will be $498,257
- Upfront Mortgage Insurance premium financed into the loan
- Condominiums are FHA Single Unit Spot Approvals
- No income limits
- Seller concessions up to 6% of sales price
- Gifts allowed
Mortgages Made SIMPLE
Get Pre-Qualified Today!
Start the loan application and get pre-qualified today.
What Our Clients Say
Trusted by Many, Loved by All
Travis was great and very good to us. He was in top of everything. We will send our fiends and family to him.
Emily Sigman
Travis was well detailed and communicated amazingly throughout the entire process up till closing. Even when there was an unforeseen delay with closing dates he was quick to work on it to get things in order. Would recommend to anyone!
Aaron Long
My wife and I had a fantastic experience with Travis at USA Mortgage. He made the process easy and seamless and was more helpful than I can express. I would recommend him to anyone who is looking for a house and a loan. I cannot suggest him enough!!!
Stephen Alexander
Travis and Victoria have been absolutely amazing to work with. I honestly couldn’t have picked a better mortgage company to go with. They always kept me informed with what was going on and always answered any questions I had in a timely manner. They made the process really easy and stress free!
Christy Flinn
Travis was great and was available to answer my questions in a respectful and timely manner. Was new to buying a house and felt at ease dealing with Travis and his group.
Craig Fischer
Travis was fantastic to work with! Great communication! Paperwork finished in a timely manner. Great experience for buying my first ever home!!
