USDA
Home Loans

Who can benefit from a USDA loan?

Loan Program Details

No down payment* is required on these loans. You can go up to 100% financing* and you can finance closing costs into the loan as well as long as the property appraises for enough.
The seller concession is limited up to 6% of the sales price.
Finance closing costs, if market value is sufficient
Gifts permitted for closing costs
Not limited to first time home buyers
Homes must be located in an eligible area as defined by the USDA
Borrowers must meet income limits
Borrower must not own any other properties (call us for exceptions)
Low annual annualized monthly guarantee fee keeps monthly payments lower than loans with traditional mortgage insurance

*100% LTV of the appraised value plus the guarantee fee.

Mortgages Made SIMPLE

Get Pre-Qualified Today!

Start the loan application and get pre-qualified today.

What Our Clients Say

Trusted by Many, Loved by All

Travis and his team made our mortgage process easy and painless. Which is probably not an easy task in today’s market. Many thanks!!

Erin Canton

Travis and his team have been so great to work with! They have been supportive throughout the entire journey and have always been quick to answer every question along the way. As first time home buyers, it’s been wonderful to have such positive people to work with.

Erin Porter

Travis and his team were great to work with. My situation is tricky and he got me approved, communicated with me throughout the process, and kept everything on track to close on time. I would definitely recommend him for you loan needs.

Carolyn O’Brien

Travis was very helpful throughout the entire process. He and his team were easy to work with and always very responsive. Would recommend for any mortgage process.

Jill Finney

I couldn’t have asked for better folks to work with in getting my home loan. Travis and Victoria were both extremely professional and kept me in the loop on what I needed to do all the way through.

Jared Green

He was recommended to us from our realtor! Very fast process and super easy! He was nice and answered all of our many many questions. Very professional and we had a positive experience! I would recommend to anyone!